How Much Can I Contribute? What are my Limits?
You and/or your employer can make contributions to your HSA (both of you can now contribute in the same tax year), and all contributions are tax-deductible.
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Maximum Contribution Limits for 2019
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| Individual Coverage |
$3,500
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| Family Coverage |
$7,000
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Maximum Contribution Limits for 2018
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| Individual Coverage |
$3,450
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| Family Coverage |
$6,900
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High Deductible Health Plan Limits For 2019
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Minimum Annual Deductible
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Out-of-Pocket Maximum
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| Individual Coverage |
$1,350
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$6,750
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| Family Coverage |
$2,700
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$13,500
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High Deductible Health Plan Limits For 2018
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Minimum Annual Deductible
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Out-of-Pocket Maximum
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| Individual Coverage |
$1,350
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$6,650
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| Family Coverage |
$2,700
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$13,300
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* Maximum specified in law (indexed annually by M-CPI)
Catch-Up Contributions
For individuals age 55 and up, “catch-up” contributions are allowed. Contributions must stop once an individual is eligible for Medicare.
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HSA Catch-Up Contributions
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Plan Year
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Catch-Up HSA Contributions
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2009 and after
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$1,000
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