HSA Contribution Limits

How Much Can I Contribute?  What are my Limits?

You and/or your employer can make contributions to your HSA (both of you can now contribute in the same tax year), and all contributions are tax-deductible.

Maximum Contribution Limits for 2019
Individual Coverage
$3,500
Family Coverage
$7,000
Maximum Contribution Limits for 2018
Individual Coverage
$3,450
Family Coverage
$6,900

 

High Deductible Health Plan Limits For 2019
Minimum Annual Deductible
Out-of-Pocket Maximum
Individual Coverage
$1,350
$6,750
Family Coverage
$2,700
$13,500
High Deductible Health Plan Limits For 2018
Minimum Annual Deductible
Out-of-Pocket Maximum
Individual Coverage
$1,350
$6,650
Family Coverage
$2,700
$13,300

* Maximum specified in law (indexed annually by M-CPI)

 

Catch-Up Contributions

For individuals age 55 and up, “catch-up” contributions are allowed. Contributions must stop once an individual is eligible for Medicare.

HSA Catch-Up Contributions
Plan Year
Catch-Up HSA Contributions
2009 and after
$1,000