How Much Can I Contribute? What are my Limits?
You and/or your employer can make contributions to your HSA (both of you can now contribute in the same tax year), and all contributions are tax-deductible.
Maximum Contribution Limits for 2019
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Individual Coverage |
$3,500
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Family Coverage |
$7,000
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Maximum Contribution Limits for 2018
|
|
Individual Coverage |
$3,450
|
Family Coverage |
$6,900
|
High Deductible Health Plan Limits For 2019
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Minimum Annual Deductible
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Out-of-Pocket Maximum
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|
Individual Coverage |
$1,350
|
$6,750
|
Family Coverage |
$2,700
|
$13,500
|
High Deductible Health Plan Limits For 2018
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Minimum Annual Deductible
|
Out-of-Pocket Maximum
|
|
Individual Coverage |
$1,350
|
$6,650
|
Family Coverage |
$2,700
|
$13,300
|
* Maximum specified in law (indexed annually by M-CPI)
Catch-Up Contributions
For individuals age 55 and up, “catch-up” contributions are allowed. Contributions must stop once an individual is eligible for Medicare.
HSA Catch-Up Contributions
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Plan Year
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Catch-Up HSA Contributions
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2009 and after
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$1,000
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