HSA Today

Savings Rates*

Account Rate
<$499.99 0.00%
$500 – $2,499.99 0.15%
$2,500 – $4,999.99 0.30%
$5,000 – $14,999.99 0.65%
>$15,000 1.10%



Service Fee Schedule  
Monthly Account Fee (waived with $2,000 balance) $2.00  Disbursements
Regular Distributions by EFT No charge
Contributions Withdrawal by paper check $2.00
Electronic Deposit (EFT) No charge
Manual (check) Deposit No charge Other
Minimum Opening Deposit (1) (waived for payroll deduction or bank draft) $500 Account Setup (One-time; fee waived for payroll deduction, bank drafts or transfers) $20.00
Account Close $35.00
Balance in excess of $2.500 may be invested in Mutual Funds. $4.00 Online Statements (Monthly) No charge
Online Access No charge
Reporting Paper Statements (Monthly) $3.00
Electronic Copy of 1099 or 5498 No charge Returned Deposit (EFT or Check) $30.00
Paper Copy of 1099 or 5498 $5.00 Account Overdraft Fee(2) $30.00
Corrected 1099 or 5498 (non-banking error) $25.00 Online Monthly Savings Statements No charge
Online Monthly Investment Statements No charge
Debit Card (Monthly) $0.25

See the entire fee schedule, Park Sterling Account Disclosure Information (pdf).

1 Once the account balance reaches $35, a $35 minimum balance must be maintained as long as the account is open.

2 A fee is imposed for overdrafts created by checks, in person withdrawals or by other electronic means, as applicable.


Member FDIC