Savings Rates*
| Account | Rate |
|---|---|
| <$499.99 | 0.00% |
| $500 – $2,499.99 | 0.15% |
| $2,500 – $4,999.99 | 0.30% |
| $5,000 – $14,999.99 | 0.65% |
| >$15,000 | 1.10% |
Resources
| Service Fee Schedule | ||||
| Monthly Account Fee (waived with $2,000 balance) | $2.00 | Disbursements | ||
| Regular Distributions by EFT | No charge | |||
| Contributions | Withdrawal by paper check | $2.00 | ||
| Electronic Deposit (EFT) | No charge | |||
| Manual (check) Deposit | No charge | Other | ||
| Minimum Opening Deposit (1) (waived for payroll deduction or bank draft) | $500 | Account Setup (One-time; fee waived for payroll deduction, bank drafts or transfers) | $20.00 | |
| . Investments |
Account Close | $35.00 | ||
| Balance in excess of $2.500 may be invested in Mutual Funds. | $4.00 | Online Statements (Monthly) | No charge | |
| Online Access | No charge | |||
| Reporting | Paper Statements (Monthly) | $3.00 | ||
| Electronic Copy of 1099 or 5498 | No charge | Returned Deposit (EFT or Check) | $30.00 | |
| Paper Copy of 1099 or 5498 | $5.00 | Account Overdraft Fee(2) | $30.00 | |
| Corrected 1099 or 5498 (non-banking error) | $25.00 | Online Monthly Savings Statements | No charge | |
| Online Monthly Investment Statements | No charge | |||
| Debit Card (Monthly) | $0.25 | |||
See the entire fee schedule, Park Sterling Account Disclosure Information (pdf).
1 Once the account balance reaches $35, a $35 minimum balance must be maintained as long as the account is open.
2 A fee is imposed for overdrafts created by checks, in person withdrawals or by other electronic means, as applicable.
Member FDIC