HSAToday Deposit Rate Disclosure

Earnings Rate Schedule*
Effective July 1, 2018

Daily Balance Today’s Rates
$25000 or higher 0.500%
$15000 to 24999.99 0.425%
$10000 to 14999.99 0.325%
$5000 to 9999.99 0.200%
$2500 to 4999.99 0.100%
$500 to 2499.99 0.050%
$0 to 499.99** 0.000%

*Interest rates are subject to change, at our discretion, at any time.
*Account Fees may reduce earnings.
**The first $500 does not earn interest.

HSAToday deposit account offered by National Advisor Trust Company, FSB, through Centennial Bank, Member FDIC

HSAToday™ Savings Account is FDIC and can include short-term US Treasuries.

HSAToday Investment Account not guaranteed by Custodian or insured by FDIC. May lose value.

For more details regarding the general terms and conditions that apply to your HSA, please see the Custodial Account Agreement and Disclosures for Health Savings Accounts.


Banking Fee Disclosure

Monthly Account Fee (for balances under $2,000) $2.00
Monthly Investment Option (Investment Threshold is $2,000) $4.00
Deposit Return unpaid $15.00
Overdraft/NSF per item $22.50
Debit Card Reissue Fee (per card) $5.00
Withdrawal by paper check $3.00
Close Account Fee $25.00
Balance Transfer Fee (Trustee-to-Trustee) $15.00
Stop Payment per item $25.00
Wire Transfer (Individual or Employer) $15.00
Monthly Statement by mail $3.00
Copy of Check, Statement, 1099, 5498 $5.00
Corrected IRS Filing Fee (non-banking error) $10.00
Debit Card Monthly Fee $0.25
Included with your HSAToday Account…
Online Account Access No charge
Online Monthly Savings Statements No charge
Online Monthly Investment Statements No charge
Regular Distributions by EFT No charge
Annual Statement by Mail No charge
Form 1099-SA & 5498-SA by Mail No charge