HSAToday Deposit Rate Disclosure
Earnings Rate Schedule*
Effective April 1, 2020
|Daily Balance||Today’s Rates|
|$35000 or higher||0.300%|
|$15000 to 34999.99||0.200%|
|$7500 to 14999.99||0.150%|
|$2500 to 7499.99||0.100%|
|$500 to 2499.99||0.050%|
|$0 to 499.99**||0.000%|
*Interest rates are subject to change, at our discretion, at any time.
*Account Fees may reduce earnings.
**The first $500 does not earn interest.
HSAToday deposit account offered by National Advisor Trust Company, FSB, through Centennial Bank, Member FDIC
HSAToday™ Savings Account is FDIC and can include short-term US Treasuries.
HSAToday Investment Account not guaranteed by Custodian or insured by FDIC. May lose value.
For more details regarding the general terms and conditions that apply to your HSA, please see the Custodial Account Agreement and Disclosures for Health Savings Accounts.
Banking Fee Disclosure
|Monthly Account Fee (for balances under $2,000)||$2.00|
|Monthly Investment Option (Investment Threshold is $1,000)||$4.00|
|Deposit Return unpaid||$15.00|
|Overdraft/NSF per item||$22.50|
|Debit Card Reissue Fee (per card)||$5.00|
|Withdrawal by paper check||$3.00|
|Close Account Fee||$25.00|
|Balance Transfer Fee (Trustee-to-Trustee)||$15.00|
|Stop Payment per item||$25.00|
|Wire Transfer (Individual or Employer)||$15.00|
|Monthly Statement by mail||$3.00|
|Copy of Check, Statement, 1099, 5498||$5.00|
|Corrected IRS Filing Fee (non-banking error)||$10.00|
|Debit Card Monthly Fee||$0.25|
|Included with your HSAToday Account…|
|Online Account Access||No charge|
|Online Monthly Savings Statements||No charge|
|Online Monthly Investment Statements||No charge|
|Regular Distributions by EFT||No charge|
|Annual Statement by Mail||No charge|
|Form 1099-SA & 5498-SA by Mail||No charge|